House Construction on a Budget: A Quick Guide to Cost Estimates for Homeowners

Figuring out the cost of building a new house is like planning a grocery budget, but on a larger scale. More fees need to be considered aside from labour and materials. However, there is one essential thing that homeowners need to do before breaking that piggy bank: make a list. A simple way is to create a cost control sheet. It can include the following:

Pre-Site Costs

Before starting a major project, professional consultation is the first thing to look for. Professionals to include in the building project are architects, draftspersons, builders, surveyors, etc. These people help make the design process efficient and compliant with existing regulations.

Preliminary On-Site Costs

Preliminary on-site costs refer to the initial preparation process on a purchased lot. It usually includes house layout and building shed storage. Before bringing in the heavy equipment for excavation, these are the required works.

Main Site Work

Excavation, concrete pouring, brick layering, metal works, carpentry, joinery, fencing, roofing, internal linings, rendering, plumbing, drainage, gas fitting, electrical, glazing, painting, and tiling are the main works in house construction. For each category, jot down the estimated cost for labour, materials, and time. Detailing all these can provide a more accurate insight into the overall budget distribution.


Heavy labour work requires heavy equipment. Most builder contracts can include equipment costing or might have separate quotes for rental fees.


After the finishing works, appliances are added as the final touch. There is no need to sacrifice aesthetics and durability due to the variety of cheaper products available in the market.

Same with any kind of project planning, it’s important to be ready for adjustments. Temptation to do upgrades like increasing room sizes, ceiling height, door types, etc., can also rack up significant costs. Another useful way to determine estimated cost is to search for an existing house with similar style and layout. This will give you a more realistic idea of the base and on-site costs to consider for your new home.

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